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The Credisys Credit Journal

Your go-to resource for understanding credit, rent reporting, and smart money habits — written for everyday Canadians who want to grow their score the right way.

How the Headache of Not Being Able to Access Credit Inspired Us to Start Credisys

How the Headache of Not Being Able to Access Credit Inspired Us to Start Credisys

Our founders built Credisys after experiencing first-hand how Canada's financial system fails newcomers — and how rent payments can be the key to unlocking credit.

Understanding Canadian Newcomers and Credit

When you migrate to Canada, you need to build a completely new credit history from scratch. Here's what every newcomer needs to know about how Canadian credit bureaus work — and how to get started.

Assessing Creditworthiness in My Village, Versus Assessing Creditworthiness in a City

We demystify credit by comparing creditworthiness assessment in a village, community, and neighbourhood to assessing creditworthiness in a city — and explain how Credisys uses rental payment reporting to make the system more inclusive.

5 Points on How to Succeed as an International Student at a Canadian University

Mungai Kimathi, a third-year engineering student at the University of Manitoba, shares his experiences as an international student from Kenya and offers five practical tips on how to survive and excel in Canada.

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Making Rent Count

In just a few easy steps, we turn your rent payments into a stronger credit score.

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